A Kenyan software studio · est. 2014
Filed from Nairobi · 01°17′ S 36°49′ E · 22 °C

The operating layer for African business.

Growth Logic builds the back office that runs Kenyan retailers, manufacturers and insurers — automated documents, eTIMS-stamped invoices, and a single ledger from till to KRA.

Live · today
across our customer base, since 00:00 EAT
487,231eTIMS stamps
1,204claims processed
412branches online
ERP · Inventory
Branch 04 · Mombasa Rd
Stock value
KSh 14.82M
▲ 2.4% wow
GMV · 30d
KSh 42.1M
SKU · Top moversQty · Margin
Mumias 2kg sugar1,24812.4%
Royco mchuzi mix98618.1%
Daawat 5kg basmati6129.6%
Coke 500ml × 245047.2%
Live · eTIMS syncedBranches · 12
BIMA Cloud · Underwriting queue
17 docs · processing
MV-49281Extracted
Motor · Comprehensive
OCR confidence · 92%
WB-10039Reviewing
Workmen's Comp
OCR confidence · 78%
MED-7782Approved
Medical · Group
OCR confidence · 100%
FR-22931Extracting
Fire & Perils
OCR confidence · 56%
AI extraction · 99.2% accuracyIRA-compliant audit log
Powering operations at
Naivas
Tuskys
Quickmart
Carrefour KE
Jubilee
Britam
CIC
Kenya Re
Java House
Goodlife
Naivas
Tuskys
Quickmart
Carrefour KE
Jubilee
Britam
CIC
Kenya Re
Java House
Goodlife
Products

Three products. One back office.

Built to be deployed independently — designed to compound when you run them together.

ERP / POS / CRM01 / 03
ERP · Inventory
Branch 04 · Mombasa Rd
Stock value
KSh 14.82M
▲ 2.4% wow
GMV · 30d
KSh 42.1M
SKU · Top moversQty · Margin
Mumias 2kg sugar1,24812.4%
Royco mchuzi mix98618.1%
Daawat 5kg basmati6129.6%
Live · eTIMS syncedBranches · 12
erp.growthlogic.co.ke

Growth Logic ERP

The ledger, on every till.

Inventory, accounting, HR, payroll, CRM and point of sale in one platform. eTIMS-stamped, M-Pesa-native, and built for multi-branch reality.

  • Multi-branch real-time stock
  • M-Pesa, Card & QR at the till
  • KRA eTIMS — stamped on sale
Explore the ERP
Document AI02 / 03
BIMA Cloud · Underwriting queue
17 docs · processing
MV-49281Extracted
Motor · Comprehensive
OCR confidence · 92%
WB-10039Reviewing
Workmen's Comp
OCR confidence · 78%
MED-7782Approved
Medical · Group
OCR confidence · 100%
AI extraction · 99.2% accuracy
bima.growthlogic.co.ke

BIMA Cloud

Underwriting at machine speed.

Automated documents processing for insurers and brokers — ingest a quote sheet, claim or policy and BIMA Cloud extracts, classifies and routes it in seconds.

  • 99.2% OCR accuracy on KE forms
  • Audit trail for IRA returns
  • Claims, motor, medical, fire
Explore BIMA Cloud
Compliance03 / 03
eTIMS · Stamping queue
99.97%
INV-204812Stamped
INV-204813Stamped
INV-204814Retrying · 1/3
INV-204815Stamped
INV-204816Queued
Built into every product

KRA eTIMS Bridge

Compliance without the headache.

A single integration that connects your tills, ERP and invoicing tools to KRA's eTIMS, with retry queues, audit logs and one dashboard for the finance team.

  • Live invoice stamping
  • Offline-first retry queue
  • Compliance dashboard
Read the spec
Why Growth Logic

The boring parts, done well.

01

Built where it runs

Engineered in Nairobi for the rhythm of Kenyan business — load-shedding, network drops, M-Pesa, and the realities of a busy duka.

02

Compliance by default

KRA eTIMS, IRA returns, NHIF/SHA, NTSA — we keep the integrations green so your finance team doesn't have to.

03

Open to your stack

Connect Sage, QuickBooks, Shopify, Jumia, Twilio, or whatever you run today. API-first, webhook-native, no lock-in.

04

Done-with-you onboarding

Our team flies to your floor for go-live. Average deployment: 21 days. We stay on call for the first close.

By the numbers

A decade of quiet infrastructure.

420+
Branches running Growth Logic across East Africa
14.2M
Invoices stamped to KRA eTIMS every month
99.2%
OCR accuracy on Kenyan insurance documents in BIMA Cloud
21d
Average ERP deployment, floor to first close
Integrations

Plays well with the tools you already run.

Native connectors for the systems that matter in Kenya — and a clean REST API for everything else.

KRA eTIMS
M-Pesa Daraja
Safaricom Paybill
Equity Eazzy
KCB Connect
DPO Pay
Pesapal
IRA Bulk Returns
NHIF / SHA
NTSA TIMS
QuickBooks
Sage Pastel
Xero
Microsoft 365
Google Workspace
Slack
WhatsApp Business
Shopify
Jumia
Twilio
Postman
Webhook v2
KRA eTIMS
M-Pesa Daraja
Safaricom Paybill
Equity Eazzy
KCB Connect
DPO Pay
Pesapal
IRA Bulk Returns
NHIF / SHA
NTSA TIMS
QuickBooks
Sage Pastel
Xero
Microsoft 365
Google Workspace
Slack
WhatsApp Business
Shopify
Jumia
Twilio
Postman
Webhook v2
KRA eTIMS

Live invoice stamping

Every till transaction stamped to KRA in milliseconds, with offline retry.

M-Pesa Daraja

Native till + paybill

STK push, C2B, B2C, reconciliation and statements out of the box.

IRA Returns

Bulk regulatory filings

Quarterly and annual returns generated from BIMA Cloud in one click.

Industries served

Wherever Kenyan business gets done.

01

Retail & Supermarkets

Multi-branch inventory, M-Pesa till, eTIMS-compliant invoicing.

02

Manufacturing & FMCG

Production planning, BOM, batch traceability and warehouse.

03

Insurance & Brokers

Automated underwriting docs, claims and IRA-compliant audit.

04

Healthcare

Patient billing, NHIF/SHA claims, dispensary inventory.

05

Logistics & Cold Chain

Route planning, fleet, fuel cards, proof-of-delivery.

06

NGO & Public Sector

Multi-donor accounting, project ledgers, KRA reporting.

In their words

“Growth Logic became the boring backbone we needed. The eTIMS bridge alone paid for the year — and the team is on WhatsApp at 22:00 when the close goes long.”

AM
Achieng Muthoni
CFO · Quickmart Holdings
187 branches2.1M tx / moSince 2022
Insights

Notes from the floor.

Read all
Field note9 min read
field photograph · Quickmart Westlands

What 14 million eTIMS invoices taught us about retry queues

Read piece →
Engineering12 min read
illustration placeholder

How BIMA Cloud handles 60-page Kenyan motor claims

Read piece →
Customer7 min read
illustration placeholder

Inside Quickmart's switch to a single ledger across 187 stores

Read piece →
Talk to us

See it running on a real Kenyan business.

45-minute demo with our solutions team. Bring your finance lead, your IT lead, and a year of headaches. We'll show you what disappears.

Book a demo Browse the product tour